ZAAD is a Mobile Banking service, allowing customers to use their mobile for money transfers, purchases, payment of bills , and airtime recharges.

WHY ZAAD Service.
ZAAD services is a benefit for the following sectors:

• The whole community
• Government, non-government organizations and other Major companies and agencies

ZAAD is:

• Fast and Time saving
• Simple
• Least cost
• Save and Secure
• Confidential
• Documentation
• Activities reports/statements

Hormuud Telecom offers two kinds of ZAAD Service registrations: 

1) ZAAD Merchant which is a business level Zaad and 

2) ZAAD Customer that is personal.